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What You Should Know If You
Have Been Involved In
An
Auto Accident
Did you know that
one of the most stressful aspects of living in modern life is dealing
with the problems that arise after an auto accident? Were you also aware
that some auto accident injuries are hidden and are seldom detected for
months or even years? As a result, two things can occur when an injury
is not taken care of properly, or the accident victims settle their case
with the insurance companies before getting evaluated from a Doctor of
Chiropractic.
...
This Could Be A Big
Mistake.
Why?
Because once you settle your case, you lose the right to have your
insurance company pay for treatment if you need it. A good rule of thumb
is to be informed of your rights and then make a decision. It is our
position that if you were indeed injured, you should get the care you
need to get you back to the way you felt and functioned just before the
accident.
It is not the responsibility of the insurance company to pay for
anything more than that. They are not responsible for pre-existing
injuries; only the injuries sustained from the accident. Even if you are
just sore, you should get checked out immediately because you may
experience pain, numbness, headaches, muscle
stiffness, fatigue, and other problems including arthritis many months
down the road. Remember, nothing is more important than your health,
especially when you start to lose it.
Here's where
the problem begins... Most people who suffer from an auto accident
have one thing on their mind: their automobile!
Common questions include:
- "Who is going
to fix my car?"
- "What will I
drive in the mean time?"
- "Will my
insurance rates go up?"
- "Who is going
to pay for it?"
- And the last
thing on their mind is:
"Am I Really O.K.?"
Not only are
auto accidents an inconvenience and a hassle, a common redundant
complaint of auto accident victims is that they don't feel like their
normal selves. You may also be experiencing obvious pains and symptoms
like muscle stiffness or spasm, neck pain,
headaches, numbness and tingling,
back pain, difficulty sleeping,
irritability, memory loss, fatigue, difficulty concentrating and many
other difficulties. Or worse than that, you may be injured and feel
nothing at all.
Either way, did you know that auto accidents can cause post-traumatic
osteoarthritis? Osteoarthritis can ruin your posture (giving you a
slumped or hump back appearance). Osteoarthritis can cause the discs in
your spine to degenerate and create scar tissue formation leading to
chronic stiffness and the inability to move properly.
As a matter of
fact...
- Most Medical Doctors
Are Not Trained In The Detection Of These Hidden Injuries...
- If you have
been in an auto accident, you need a doctor who is trained in the
biomechanics of the human body; someone who treats these injuries
every day. In addition, x-rays can be taken to find out if there has
been any structural damage. In our Fairless Hills office, we evaluate auto accident
victims and make any appropriate referrals to other health care
providers if needed.
- Our primary
responsibility is giving you the care if you need It,
and submitting the
required medical reports to the insurance company
so your rights are
protected.
If we can't help you, we will refer you to a doctor or facility that
can.
If you have been
in an auto accident recently, there are some important decisions you
have to make, and if I were you, I'd make these decisions very
carefully.
- Q:
Should I See An Attorney Before I See My Chiropractor?
A: It is
important to get checked out by the doctor first. That way the
findings from your exam will allow you the information you need in
order to decide if an attorney is necessary. If necessary, we can
refer you to a reputable and qualified attorney.
- Q: What
If My Car Sustained Only Minor Damage?
A:
Documented studies done by Charles Carroll, M.D., Paul McAtee, M.D.
and Lee Riley, M.D. revealed that: "The amount of damage to the
automobile bears little relation to the force applied to the cervical
spine (neck) of the occupants."
In other words, the
damage to the passengers is not necessarily directly related to the
damage to the vehicle.
- Q: If I
Need Treatment For This Injury, Do I Have To Pay For It Myself?
A: No, only
in very rare circumstances does the patient pay for his care as he
goes. Our office provides care "on credit" when patients are
represented by an attorney. Some car insurance policies have what is
called "Med Pay." This means that medical bills will be paid at 100%
up to a certain limit. My office can assist you in obtaining this
information.
Using your medical coverage should not raise your premiums.
- Q: The
Insurance Company Has Been Calling Me And Wants To Settle, What Should
I Do?
A: Do not
sign or settle until you have had us evaluate your injury for you. If
you settle before your injury is fully resolved, you will be
completely on your own and will have to pay out of pocket for your
care.
- Q: I've
Been To The Hospital And My Medical Doctor, Do I Really Need to See a
Chiropractor?
A: You need
a doctor who focuses in the treatment and diagnosis of auto accident
injuries. Usually hospitals will check vital signs, make sure there
are no life-threatening conditions and release the patient with pain
relief medication. They normally do not treat the underlying improper
musculoskeletal biomechanics that can and often do lead to future
pain. If you are still having problems, you should get a second
opinion.
If your M.D. has
given you pills, you must understand that pills do not correct
structural or soft tissue damage. There are special therapies designed
for that, and we offer these modalities at our office.
- Q: Does
Your Care Hurt?
A: Absolutely not.
The care is very gentle and quite soothing. Most patients can hardly
wait to get their care.
- Q: Is
The Care Safe?
A: Yes, extremely. Particularly when compared to the side
effects from medication. I urge you to go to the patient testimonial
tab to get a feel for what you can expect.
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